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Blog posts : "General"

What is difference between comprehensive and collision insurance?

Collision Insurance covers damage to your vehicle in the  event of a covered accident involving a collision with another vehicle.
Comprehensive car insurance pays for damage to your vehicle caused by covered events such as theft, vandalism or hail, which are not collision-related.

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How does PIP works?

PIP works by only covering medical expenses, rather than property damage, after an accident. PIP insurance is often considered a no-fault policy because it covers the injured person regardless of who is at fault in the accident.

Although the exact amount of coverage you'll receive depends on the …

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What is recommended for car insurance coverage?

State minimum-coverage limits are too low to protect the assets of most motorists. Unless your income and assets are minimal, buy at least $100,000 per person, $300,000 per accident. Property damage: Property-damage liability covers repair or replacement of other people's cars and property. There ar…

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What is Basic Coverage for auto insurance

While different states mandate different types of insurance and there are several additional options (such as gap insurance) available, most basic auto policies consist of bodily injury liability, personal injury protection, property damage liability, comprehensive, collision and uninsured/underinsu…

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